Property

Know who you are letting to, and who you are selling to.

Lettings, sales, instructions: you commit a property with people you have sometimes never met. Sanno verifies their identity, their address and the source of their funds from photos taken live.

Four moments where identity matters

A property file travels by email, as attachments prepared in advance. At these four moments it is a person you have to verify, not a file.

When taking on an instruction

The risk An instruction signed by someone who does not own the property.

The control Identity document read front and back, selfie compared with the photo on the document, movement challenge verified frame by frame. Sanno searches no register: your team matches the verified identity against the title deeds.
At the rental application

The risk An application put together in advance for someone else, sent as attachments.

The control No attachment, no PDF: every document is photographed in front of the lens during the verification, read, and the complete file reaches your team's queue.
When the tenancy agreement is signed

The risk The person who signs and takes the keys is not the one on the file.

The control The selfie is compared with the photo on the document again, and the same document presented on two files is flagged for review.
Before a deed is signed

The risk A deposit whose source has not been established, when you have to be able to account for it.

The control A short, closed source of funds questionnaire, documents requested according to the answers then photographed and read, risky answers flagged.

What you need to know about every person on the file

The identity of the applicant, the seller, the client who instructs you

Identity card and passport read front and back: printed fields, MRZ and its check digits, validity dates, specimen wording. Selfie compared with the photo on the document. Residence permit and driving licence: the capture is accepted, the verification is left to your team.

The current address

Proof of address photographed live, read, then compared with the declared address, with a match score and the age of the document checked.

The source of funds

Customer due diligence does not stop at identity: the questionnaire covers employment status, income, source of funds, amounts, declared political exposure and tax residence, then requests the matching documents.

The same document on two files

The same identity document presented on two files is flagged for review, with both side by side.

For your applicants and your clients

A link to follow, a guided capture on the phone.
No file to put together in advance: documents are photographed in front of the lens.
A frame that turns green when the photo is sharp, whole and well lit.
At the end, they return to your site automatically.

For your agency

Every file in one place: photos, data read, reasons as codes, risk level.
Distinct roles: read-only for your negotiators, review for your compliance officer.
A chained audit log of every sensitive action, kept with the file.
REST API and signed webhooks for your sales or lettings management software.

What Sanno does not verify

No searching of registers, no verification of companies or of their beneficial owners, no screening against sanctions and politically exposed person lists. Sanno verifies the person who comes in front of the lens; the rest of the file remains your work. Tell us what you are missing.

Let's talk about your verifications

Tell us what you need to verify and at what pace: we will come back to you with a proposal and a price.